In 2022, bankers revealed that they could earn 4,000 yuan more every month as long as they deposited enough money in the bank
Now people’s economic pressure is very great, everyone wants to rely on their work to buy a house, to achieve wealth freedom.But after people work, they realize that it is not so easy to make money.Working eight or more days a month is not a very high wage, and working for a hundred years at that wage is not enough to achieve financial freedom.We feel fun in the work, in the fun to earn money is also a very happy thing, but how many people are happy at work?▲ If money is not for living, no one would want to work.Is there any way people can earn four thousand a month without working?This four thousand yuan should be enough for one person’s living expenses.One way is to deposit money in a bank, where it earns interest.According to the question, people can earn an extra 4,000 yuan per month in interest by 2022 if they deposit that amount in the bank.We know that depository institutions have different methods of deposit, and the corresponding interest rate is also different.Among these methods of deposit, the interest rate of CDS should be relatively high.There is a limitation in certificates of deposit, that is, the amount of deposit must meet a certain number, and the amount stipulated by each institution is different. Let’s take the state-owned bank as an example. There should be state-owned banks in the area where everyone lives.The institution’s interest rate in this way is 3.98%. If the monthly interest is 4,000 yuan, the deposit amount should be more than 1.164 million yuan.Time deposits One of the most popular forms of deposit for savers is probably time deposits, which offer a medium interest rate.The interest rate of the institution’s three-year deposit is 2.75 yuan, which, if plugged into the calculation formula, requires people to deposit 1.745 million yuan.Some small and medium-sized banks in order to attract depositors, will increase the interest rate a little, we can deposit money in this kind of bank, the amount required will certainly be a little less than 1.745 million, but we must pay attention to whether these banks are regular.We don’t need to say another way of deposit, the interest rate is very low compared to other ways, people have more than 10 million deposits will have interest of 4,000 yuan.Would a person with 10 million dollars care about $4,000?▲ Passbook characteristic deposit I do not know if you have heard of characteristic deposit this way, this way generally exists in small banks, we have not heard of it is very normal.What’s special about special deposits?The characteristic of this method is that the interest rate is very high, even higher than the CD interest rate.Small banks themselves have no competitive advantages. In order to survive in the market, they can only make their interest rates higher and have an advantage in the market.So without further ado, if you want to get 4,000 yuan with this kind of deposit, how much is the principal?You just need people to have 880,000, not even a million.We think that the income of 4000 yuan is very high, but in addition to the living expenses, entertainment expenses above the remaining money is not very much, in order to support the family for the future life we still need to work hard.▲ A lot of money Summary: From the above, you should know how much deposit is needed to receive 4,000 yuan from your bank institution every month.Under normal circumstances, we need to have the lowest one million yuan, one million yuan is not people said to have can have, is the need to work for many years to have.Such good things will not come easily, and we will have to advance in our work, so that we can find a higher pay company.